Are our Lifestyles Mirroring our Desire to retire?

Are our lifestyles mirroring our path to retirement? I am not referring to the lifestyle of the rich and the famous. I am referring to a comfortable lifestyle that considers future obligations such as retirement. Many of us have to change our financial behavior. I know that I am preaching to the choir. However, there is power in affirmation and accountability.

Affirmation and accountability are two categories that we can use to implement our retirement plan. Affirmations are positive declarations and proclamations. For example, if we replace the word can't with I can or I will, we have declared a proclamation that denotes I will not quit. Say this with me right now, I declare a good financial behavior. I proclaim that I will retire healthy and wealthy. You determine what wealth is. Our lifestyle determines our health. You determine your level of success.

Success is a favorable or desired outcome; also: the attainment of wealth, favor, or eminence. To have success, we need to have some level of accountability. Accountability is the quality or state of being accountable; especially, an obligation or willingness to accept responsibility or to account for one's actions. In my network marketing days, I heard the phrase, "if it is to be it is up to me." Well, I know it requires faith for me to believe some thing is to be. I learned and I am still learning to guard my ears and eyes of anything that may try to rob my faith. I tell my accountability partners my goals. When we see each other, we would ask each other about our progress towards our goals. We would let each other know that we are progressing. We would remind each other of our declaration.

My accountability partners and I determine our progress by our levels of success. We know that we are going to eventually see each other some time during the month. Therefore, we make milestones; we take ownership of our steps toward success. We become accountable to our affirmations. We take ownership of our future. We earn our sense of being fulfilled. We are determined to retire successfully with good health and wealth.

I would love to hear from you. Share your retirement tips with us. What will you change in your lifestyle to retire with a sense of fulfillment?

Jonica Rowland, MBA

Wholesomehealthandwealth@gmail.com